Even as a rigid budget traveller, I do always make sure I have insurance when I travel. And thank goodness, because I’ve used it a few times. here are some companies I’ve used and would recommend.

Globelink International: Love, love, love this insurance company! With policies designed exclusively for backpackers and the ability to take out insurance when you’re already travelling as well as get ex-pat cover, these guys are the best for long-term travellers!

InsureandGo: I’ve always been very impressed with this company when I’ve bought insurance through them. Their claim process is simple and straight forward and they have particular policies tailored towards international, senior, family and domestic travel.

Travelex Insurance: As one of the leading providers, this company has a great record of providing insurance to travellers, especially those from the US. With a range of plans as well as an easy and quick online quote service, its definitely worth checking them out.

World Nomads: One of the most popular backpacker insurance companies around, these guys come recommended by Lonely Plant and Rough Guides to name but a few. Signing up for a policy  with them is easy and their terms of cover are simply laid out and easy to understand. My favourite part about their service however is that you can buy travel insurance from them while you are away. This means if you extend your trip or change your plans, these guys will cover you without any need for you to return to your home country.